Whether your own or rent, you need adequate insurance coverage to protect yourself against a catastrophic event such as a fire, tornado or home burglary. The best way to make sure you have proper coverage is to prepare an inventory of your home or apartment contents. Then talk to your insurance agent. Store this inventory checklist in a safe place such as a safe deposit box. If you have a loss, it will make it easier to file an accurate insurance claim. By completing an inventory now, you can feel comfortable that your possessions are properly insured and accounted for. The Home Inventory Checklist also can be found online at insurance.mo.gov.